/* ============================================================
   Formation TCF Canada — assembled theme stylesheet (ftc.css)
   Source of truth: design-system-v2/ (claude design) + accent elevation.
   Assembled by design-system-v2/assemble.py — DO NOT edit by hand;
   edit the source files and re-run. Fonts (Poppins + Source Sans 3)
   are enqueued separately in functions.php.
   ============================================================ */
@font-face{font-family:'Poppins';font-style:normal;font-weight:400;font-display:swap;src:url('fonts/poppins-400-latin-ext.woff2') format('woff2');unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}@font-face{font-family:'Poppins';font-style:normal;font-weight:400;font-display:swap;src:url('fonts/poppins-400-latin.woff2') format('woff2');unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}@font-face{font-family:'Poppins';font-style:normal;font-weight:500;font-display:swap;src:url('fonts/poppins-500-latin-ext.woff2') format('woff2');unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}@font-face{font-family:'Poppins';font-style:normal;font-weight:500;font-display:swap;src:url('fonts/poppins-500-latin.woff2') format('woff2');unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}@font-face{font-family:'Poppins';font-style:normal;font-weight:600;font-display:swap;src:url('fonts/poppins-600-latin-ext.woff2') format('woff2');unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}@font-face{font-family:'Poppins';font-style:normal;font-weight:600;font-display:swap;src:url('fonts/poppins-600-latin.woff2') format('woff2');unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}@font-face{font-family:'Poppins';font-style:normal;font-weight:700;font-display:swap;src:url('fonts/poppins-700-latin-ext.woff2') format('woff2');unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}@font-face{font-family:'Poppins';font-style:normal;font-weight:700;font-display:swap;src:url('fonts/poppins-700-latin.woff2') format('woff2');unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}@font-face{font-family:'Source Sans 3';font-style:italic;font-weight:400;font-display:swap;src:url('fonts/sourcesans3-400i-latin-ext.woff2') 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3';font-style:normal;font-weight:400;font-display:swap;src:url('fonts/sourcesans3-400-latin.woff2') format('woff2');unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}@font-face{font-family:'Source Sans 3';font-style:normal;font-weight:500;font-display:swap;src:url('fonts/sourcesans3-500-latin-ext.woff2') format('woff2');unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}@font-face{font-family:'Source Sans 3';font-style:normal;font-weight:500;font-display:swap;src:url('fonts/sourcesans3-500-latin.woff2') format('woff2');unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}@font-face{font-family:'Source Sans 3';font-style:normal;font-weight:600;font-display:swap;src:url('fonts/sourcesans3-600-latin-ext.woff2') format('woff2');unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}@font-face{font-family:'Source Sans 3';font-style:normal;font-weight:600;font-display:swap;src:url('fonts/sourcesans3-600-latin.woff2') format('woff2');unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}@font-face{font-family:'Source Sans 3';font-style:normal;font-weight:700;font-display:swap;src:url('fonts/sourcesans3-700-latin-ext.woff2') format('woff2');unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}@font-face{font-family:'Source Sans 3';font-style:normal;font-weight:700;font-display:swap;src:url('fonts/sourcesans3-700-latin.woff2') format('woff2');unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}:root{--tcf-blue:#1877C9;--tcf-blue-on-dark:#5FB0FF;--tcf-navy:#0E2A47;--tcf-maple:#E11B34;--blue-50:#eff6fd;--blue-100:#dbecfb;--blue-200:#b6d7f4;--blue-300:#89bdec;--blue-400:#4d9cdf;--blue-500:#1877c9;--blue-600:#1567ae;--blue-700:#12548c;--blue-800:#103f68;--blue-900:#0f3252;--navy-900:#081a2e;--navy-800:#0a2038;--navy-700:#0e2a47;--navy-600:#163a5e;--navy-500:#204d78;--navy-400:#34618c;--maple-50:#fdecee;--maple-100:#fad3d8;--maple-200:#f2a6af;--maple-500:#e11b34;--maple-600:#c11228;--maple-700:#9a0f21;--gray-0:#ffffff;--gray-50:#fbfcfe;--gray-100:#f4f6f9;--gray-200:#e9eef4;--gray-300:#dbe3ec;--gray-400:#c1ccd9;--gray-500:#97a3b3;--gray-600:#6b7686;--gray-700:#4b5563;--gray-800:#303844;--gray-900:#1a2029;--color-bg:#ffffff;--color-surface:#ffffff;--color-surface-2:#f8fafd;--color-surface-subtle:#f8fafd;--color-surface-tint:#f4f9ff;--color-surface-blue:#f4f9ff;--color-ink:var(--navy-700);--color-body:#2b3a4d;--color-muted:#5a6675;--color-border:#e4ebf3;--color-border-strong:#cbd9e7;--color-divider:#e9eff5;--color-link:var(--tcf-blue);--color-link-hover:var(--blue-700);--color-focus:var(--tcf-blue);--color-focus-ring:rgba(24,119,201,.40);--color-primary:var(--tcf-blue);--color-primary-hover:var(--blue-600);--color-primary-active:var(--blue-700);--color-on-primary:#ffffff;--color-on-navy:#eef4fb;--color-on-navy-muted:#a9c0d9;--color-on-navy-accent:var(--tcf-blue-on-dark);--color-on-navy-border:rgba(255,255,255,.14);--color-on-navy-fill:rgba(255,255,255,.06);--color-success:#12855a;--color-warning:#b7791f;--color-danger:var(--maple-600);--pill-good-bg:#eaf8f1;--pill-good-ink:#08724b;--pill-focus-bg:#fff4e5;--pill-focus-ink:#9a5c05;--pill-priority-bg:var(--maple-50);--pill-priority-ink:var(--maple-600);--pill-neutral-bg:#f0f4f9;--pill-neutral-ink:#4b5563;--shadow-card:0 1px 2px rgba(14,42,71,.03),0 12px 28px -18px rgba(14,42,71,.16);--shadow-float:0 18px 40px -18px rgba(14,42,71,.22),0 2px 6px rgba(14,42,71,.05);--band-blue:linear-gradient(135deg,#f7fbff 0%,#eef7ff 100%)}:root{--font-heading:'Poppins',system-ui,-apple-system,'Segoe UI',Roboto,sans-serif;--font-body:'Source Sans 3',system-ui,-apple-system,'Segoe UI',Roboto,sans-serif;--fs-2xs:clamp(0.6875rem,0.66rem + 0.12vw,0.75rem);--fs-xs:clamp(0.75rem,0.72rem + 0.16vw,0.8125rem);--fs-sm:clamp(0.875rem,0.85rem + 0.15vw,0.9375rem);--fs-base:clamp(1rem,0.97rem + 0.18vw,1.0625rem);--fs-md:clamp(1.0625rem,1.0rem + 0.30vw,1.1875rem);--fs-lg:clamp(1.1875rem,1.08rem + 0.5vw,1.375rem);--fs-xl:clamp(1.375rem,1.18rem + 0.9vw,1.75rem);--fs-2xl:clamp(1.625rem,1.3rem + 1.45vw,2.25rem);--fs-3xl:clamp(2rem,1.5rem + 2.3vw,3rem);--fs-4xl:clamp(2.375rem,1.65rem + 3.4vw,3.75rem);--fs-display:clamp(2.75rem,1.9rem + 4.2vw,5rem);--lh-tight:1.12;--lh-snug:1.25;--lh-normal:1.45;--lh-relaxed:1.65;--tracking-display:-0.045em;--tracking-tight:-0.02em;--tracking-normal:0;--tracking-wide:0.02em;--tracking-caps:0.08em;--fw-regular:400;--fw-medium:500;--fw-semibold:600;--fw-bold:700}:root{--space-0:0;--space-1:0.25rem;--space-2:0.5rem;--space-3:0.75rem;--space-4:1rem;--space-5:1.25rem;--space-6:1.5rem;--space-8:2rem;--space-10:2.5rem;--space-12:3rem;--space-16:4rem;--space-20:5rem;--space-24:6rem;--space-32:8rem;--section-y:clamp(3.5rem,2.4rem + 4.6vw,7rem);--section-y-tight:clamp(2.5rem,2.0rem + 2.2vw,4rem);--gutter:clamp(1.25rem,0.9rem + 1.6vw,2.5rem);--container:1200px;--container-wide:1320px;--container-narrow:760px}:root{--radius-xs:6px;--radius-sm:8px;--radius-md:12px;--radius-lg:16px;--radius-xl:24px;--radius-2xl:32px;--radius-pill:999px}:root{--shadow-xs:0 1px 2px rgba(14,42,71,.06);--shadow-sm:0 2px 6px -2px rgba(14,42,71,.10),0 1px 2px rgba(14,42,71,.06);--shadow-md:0 10px 24px -10px rgba(14,42,71,.18),0 3px 8px -4px rgba(14,42,71,.08);--shadow-lg:0 20px 44px -16px rgba(14,42,71,.22),0 6px 14px -8px rgba(14,42,71,.10);--shadow-xl:0 34px 68px -22px rgba(14,42,71,.28),0 10px 24px -12px rgba(14,42,71,.12);--ring-focus:0 0 0 3px var(--color-focus-ring)}:root{--bp-sm:480px;--bp-md:768px;--bp-lg:1024px;--bp-xl:1280px}*,*::before,*::after{box-sizing:border-box}html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{animation-duration:.001ms !important;transition-duration:.001ms !important}}body{margin:0;background:var(--color-bg);color:var(--color-body);font-family:var(--font-body);font-size:var(--fs-base);line-height:var(--lh-relaxed);-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}h1,h2,h3,h4,h5,h6{margin:0;font-family:var(--font-heading);color:var(--color-ink);font-weight:var(--fw-semibold);line-height:var(--lh-tight);letter-spacing:var(--tracking-tight);text-wrap:balance}p{margin:0;text-wrap:pretty}ul,ol{margin:0;padding:0}img,svg,video{max-width:100%;display:block}strong,b{font-weight:var(--fw-semibold);color:var(--color-ink)}small{font-size:var(--fs-xs)}hr{border:0;border-top:1px solid var(--color-divider);margin:0}a{color:var(--color-link);text-decoration:none;transition:color .15s ease}a:hover{color:var(--color-link-hover);text-decoration:underline;text-underline-offset:2px}.prose a,.callout a,.faq__a a,.help a,.facts dd a,.entry-content a{color:var(--blue-700);text-decoration:underline;text-underline-offset:.12em}.prose a:hover,.callout a:hover,.faq__a a:hover,.help a:hover,.entry-content a:hover{color:var(--blue-800)}:focus-visible{outline:2px solid var(--color-focus);outline-offset:2px;border-radius:3px}::selection{background:rgba(24,119,201,.18);color:var(--color-ink)}[hidden]{display:none !important}.container{width:100%;max-width:var(--container);margin-inline:auto;padding-inline:var(--gutter)}.container-wide{max-width:var(--container-wide)}.container-narrow{max-width:var(--container-narrow)}.section{padding-block:var(--section-y)}.section-tight{padding-block:var(--section-y-tight)}.stack > * + *{margin-top:var(--flow,var(--space-4))}.cluster{display:flex;flex-wrap:wrap;align-items:center;gap:var(--space-3)}.grid{display:grid;gap:var(--gutter)}.grid-2,.grid-3,.grid-4{grid-template-columns:1fr}@media (min-width:600px){.grid-2{grid-template-columns:repeat(2,1fr)}.grid-4{grid-template-columns:repeat(2,1fr)}}@media (min-width:820px){.grid-3{grid-template-columns:repeat(3,1fr)}}@media (min-width:980px){.grid-4{grid-template-columns:repeat(4,1fr)}}.section-header{display:flex;flex-direction:column;gap:var(--space-4);max-width:60ch;margin-bottom:var(--space-10)}.section-header.is-center{margin-inline:auto;text-align:center;align-items:center}.eyebrow{display:inline-flex;align-items:center;gap:.55em;font-family:var(--font-heading);font-weight:var(--fw-semibold);font-size:var(--fs-xs);letter-spacing:var(--tracking-caps);text-transform:uppercase;color:var(--blue-600)}.eyebrow::before{content:"";width:1.75em;height:2px;background:currentColor;border-radius:2px}.eyebrow.is-center::before{display:none}.section-title{font-size:var(--fs-2xl);font-weight:var(--fw-bold)}.section-lead{font-size:var(--fs-md);line-height:var(--lh-relaxed);color:var(--color-muted)}.lead{font-size:var(--fs-lg);line-height:var(--lh-relaxed);color:var(--color-body)}.text-muted{color:var(--color-muted)}.text-maple{color:var(--maple-600)}.band-tint{background:var(--color-surface-tint)}.band-surface{background:var(--color-surface)}.band-navy{position:relative;overflow:hidden;background:radial-gradient(120% 90% at 88% -10%,rgba(24,119,201,.32),transparent 60%),radial-gradient(90% 80% at 6% 110%,rgba(95,176,255,.14),transparent 55%),linear-gradient(160deg,var(--navy-700),var(--navy-900));color:var(--color-on-navy)}.band-navy h1,.band-navy h2,.band-navy h3,.band-navy h4{color:#fff}.band-navy .section-lead{color:var(--color-on-navy-muted)}.band-navy .eyebrow{color:var(--tcf-blue-on-dark)}.band-navy .text-muted{color:var(--color-on-navy-muted)}.band-navy a:not(.btn):not(.pdf):not([class*="card"]){color:var(--tcf-blue-on-dark)}.ring-accent{position:absolute;border-radius:50%;border:2px solid currentColor;opacity:.12;pointer-events:none}.visually-hidden{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap;border:0}.skip-link{position:absolute;left:var(--space-4);top:-100px;z-index:200;background:var(--tcf-blue);color:#fff;padding:.7em 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